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4 Account Types

Choose Your XM Trading Account

Select the perfect account type for your trading style. All accounts feature the same great execution and support.

Account Comparison

Compare all account types side by side to find the best fit for you.

FeatureMicroStandardUltra LowZero
Min. Deposit$5$5$50$100
Spreads From1 pip1 pip0.6 pips0 pips
CommissionNoNoYesYes
Max Leverage1:8881:8881:5001:500
Best ForBeginnersExperienced TradersHigh Volume TradersScalpers & Professionals
Best for Beginners

Micro Account

The ideal starting point for new traders. Trade with micro lots and build your confidence with minimal risk.

Micro Lots
Trade as small as 0.01 lots, perfect for learning with minimal capital.
No Commission
Zero commission on all trades — costs are built into the spread.
Low Entry
Start trading with a minimum deposit of just $5.
Open Micro Account
Base Currency
USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, RUB, SGD, ZAR
Contract Size
1 Lot = 1,000
Spread
From 1 pip
Min. Deposit
$5
Leverage
Up to 1:1000
Commission
No
Base Currency
USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, RUB, SGD, ZAR
Contract Size
1 Lot = 100,000
Spread
From 1 pip
Min. Deposit
$5
Leverage
Up to 1:1000
Commission
No

Standard Account

The most popular choice for everyday traders. Enjoy competitive spreads with no commission.

Standard Lots
Trade standard lots (1.0) with full market access.
No Commission
Zero commission on all trades across all instruments.
All Instruments
Access all 1000+ trading instruments available on XM.
Open Standard Account

XM Ultra Low Account

Designed for active traders who demand the tightest spreads and lowest trading costs.

Ultra-Tight Spreads
Spreads as low as 0.6 pips on major forex pairs.
No Commission
Zero commission — all costs included in the ultra-low spread.
High Leverage
Leverage up to 1:1000 for maximum capital efficiency.
Open Ultra Low Account
Base Currency
USD, EUR, GBP, JPY, CHF, AUD
Contract Size
1 Lot = 100,000
Spread
From 0.6 pips
Min. Deposit
$5
Leverage
Up to 1:1000
Commission
None
Base Currency
USD, EUR, JPY
Contract Size
1 Lot = 100,000
Spread
From 0.0 pips
Min. Deposit
$5
Leverage
Up to 1:500
Commission
$3.50/lot

XM Zero Account

For professional traders who want raw spreads from 0.0 pips with a small commission per trade.

Zero Spreads
Raw spreads starting from 0.0 pips on major pairs.
Low Commission
Small fixed commission per lot — ideal for high-frequency traders.
Professional Grade
Institutional-level trading conditions for serious traders.
Open Zero Account

How to Choose the Right Account

Consider these key factors when selecting your account type.

Your Experience Level

Beginners should start with a Micro account to learn with smaller positions and lower risk.

Trading Style

Scalpers and high-frequency traders benefit most from the Ultra Low or Zero accounts.

Capital Available

All accounts start from just $5, but having more capital gives you greater flexibility.

Cost Preference

Choose between spread-based costs (Micro/Standard/Ultra Low) or commission-based (Zero).

Ready to Start Trading?

Open your account today and start trading with one of the world's most trusted brokers.